{"id":101,"date":"2021-12-07T12:39:23","date_gmt":"2021-12-07T12:39:23","guid":{"rendered":"https:\/\/zeninvest.de\/?page_id=101"},"modified":"2023-01-19T09:16:51","modified_gmt":"2023-01-19T09:16:51","slug":"roboadvisor-comparision","status":"publish","type":"page","link":"https:\/\/zeninvest.de\/en\/roboadvisor-comparision\/","title":{"rendered":"Roboadvisor Comparision"},"content":{"rendered":"
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Roboadvisors<\/a> are a great way to easily get started with investing, without having to be too ‘hands on’ with managing your portfolio. There are a wealth of options for German residents, but it can be quite daunting to know where to start. <\/p>\n\n\n\n

I’ve gone through the top German paltforms and listed them below, and given my personal comment & rating to help you through the process. <\/p>\n\n\n\n

The majority of those below have very low account opening EUR requirements and have fast digital customer onboarding – so it’s easy to get started, and test out which platform is best for you.<\/p>\n\n\n\n

\n\n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n \n
Platform<\/td>\n Fees from<\/td>\n Comments<\/td>\n Rating<\/td>\n Get Started<\/td><\/tr>\n \n
\"Whitebox\"
Whitebox<\/span><\/td>\n 		0.35%<\/td>\n – Regular promotions, view website for latest.
\n – Low account opening and free welcome bonuses
\n – Simple account opening<\/span><\/td>\n 		Top Pick
\n <\/span>\n <\/span>\n <\/span>\n <\/span>\n <\/span>\n <\/td>\n
\n
\"Quirion\"
Quirion<\/span><\/td>\n 		0.48%<\/td>\n – Regular promotions, view website for latest.
\n – Low account opening plans (25 EUR)
\n – Fast customer onbarding
<\/span><\/td>\n 		Top Pick
\n <\/span>\n <\/span>\n <\/span>\n <\/span>\n <\/span>\n <\/td>\n
\n
\"Evergreen\"
Evergreen<\/span><\/td>\n 		0.59%<\/td>\n – Ongoing promtions throughout the year
\n – Fees include product costs
\n – Options for family, kids & company accounts<\/span><\/td>\n 		Top Pick
\n <\/span>\n <\/span>\n <\/span>\n <\/span>\n <\/span>\n <\/td>\n
\n
\"Visualvest\"
Visualvest<\/span><\/td>\n 		0.60%<\/td>\n – Promotions over \u20ac50 savings
\n – Strong sustainable investing focus
\n – Great user interface<\/span><\/td>\n 		Excellent
\n <\/span>\n <\/span>\n <\/span>\n <\/span>\n <\/td>\n
\n
\"Raisin.invest\"
Raisin.invest<\/span><\/td>\n 		0.33%<\/td>\n – Great value for money
\n – Fast and simple onboarding
\n – Flexible portfolio management with ETF config<\/span><\/td>\n 		Excellent
\n <\/span>\n <\/span>\n <\/span>\n <\/span>\n <\/td>\n
\n
\"Growney\"
Growney<\/span><\/td>\n 		0.38%<\/td>\n – Free investing for 3 mths
\n – Low account opening of just \u20ac25
\n – Award winning platform<\/span><\/td>\n 		Excellent
\n <\/span>\n <\/span>\n <\/span>\n <\/span>\n <\/td>\n
\n
\"Liqid\"
Liqid<\/span><\/td>\n 		0.50%<\/td>\n – Good value for money
\n – Very simple and good for beginners<\/span><\/td>\n 		Excellent
\n <\/span>\n <\/span>\n <\/span>\n <\/span>\n <\/td>\n
\n
\"Oskar\"
Oskar<\/span><\/td>\n 		0.80%<\/td>\n – Low account opening
\n – Able to invest in sustainable ESG funds
\n – Options for kids acconts<\/span><\/td>\n 		Very Good
\n <\/span>\n <\/span>\n <\/span>\n <\/span>\n <\/td>\n
\n
\"Ginmon\"
Ginmon<\/span><\/td>\n 		0.75%<\/td>\n – Invest for free with latest promotions
\n – \u20ac0 account opening
\n – Good support around tax optimisation<\/span><\/td>\n 		Very Good
\n <\/span>\n <\/span>\n <\/span>\n <\/span>\n <\/td>\n
\n
\"Fintego\"
Fintego<\/span><\/td>\n 		0.40%<\/td>\n – Higher first time deposit than most
\n – Simple fee breakdown
\n – Easy to use<\/span><\/td>\n 		Very Good
\n <\/span>\n <\/span>\n <\/span>\n <\/span>\n <\/td>\n
\n
\"Easyfolio\"
Easyfolio<\/span><\/td>\n 		0.75%<\/td>\n – Very simple and clear to use
\n – Very low commitment (from 10 EUR)
\n – Transparent<\/span><\/td>\n 		Very Good
\n <\/span>\n <\/span>\n <\/span>\n <\/span>\n <\/td>\n
\n
\"VTB\"
VTB<\/span><\/td>\n 		0.60%<\/td>\n – Flexibile fees based on investment amount
\n – Starts from 500 EUR
\n – Established mainstream bank<\/span><\/td>\n 		Very Good
\n <\/span>\n <\/span>\n <\/span>\n <\/span>\n <\/td>\n
\n
\"Minveo\"
Minveo<\/span><\/td>\n 		1.00%<\/td>\n – Low account opening
\n – Very fast customer onboarding
\n – Great choice of investing plans<\/span><\/td>\n 		One to watch
\n <\/span>\n <\/span>\n <\/span>\n <\/td>\n
\n
\"Openbank\"
Openbank<\/span><\/td>\n 		0.79%<\/td>\n – Regular promotions to save costs
\n – Starts from 500 EUR
\n – Good options for sustainable investing<\/span><\/td>\n 		One to watch
\n <\/span>\n <\/span>\n <\/span>\n <\/td>\n
\n
\"Bevestor\"
Bevestor<\/span><\/td>\n 		0.80%<\/td>\n – Low account opening of 25 EUR
\n – Long track record and established partners
\n – Good selection of funds<\/span><\/td>\n 		One to watch
\n <\/span>\n <\/span>\n <\/span>\n <\/td>\n
\n
\"Comdirect\"
Comdirect<\/span><\/td>\n 		0.95%<\/td>\n – Welcome bonus offered
\n – Higher first time deposit than most
\n – Huge choice of investing options<\/span><\/td>\n 		Good
\n <\/span>\n <\/span>\n <\/span>\n <\/td>\n
\n
\"Scalable
Scalable Capital<\/span><\/td>\n 		0.75%<\/td>\n – Innovative tech platform
\n – Options for sustainabilty funds
\n – Over 44 investing strategies<\/span><\/td>\n 		Good
\n <\/span>\n <\/span>\n <\/span>\n <\/td>\n
\n
\"Gerd
Gerd Kommer Capital<\/span><\/td>\n 		0.70%<\/td>\n – Higher first time deposit than most
\n – Simple all in fee
\n – Good portfolio choices<\/span><\/td>\n 		Good
\n <\/span>\n <\/span>\n <\/td>\n
\n
\"My-si\"
My-si<\/span><\/td>\n 		0.79%<\/td>\n – Portion of fees go towards charity
\n – Good value
\n – Simple account opening process<\/span><\/td>\n 		Good
\n <\/span>\n <\/span>\n <\/td>\n
\n
\"Smavesto\"
Smavesto<\/span><\/td>\n 		1.00%<\/td>\n – Very simple cusotmer onboarding
\n – High tech focus on investing using AI
\n – Good choice of investing plans<\/span><\/td>\n 		Good
\n <\/span>\n <\/span>\n <\/td>\n
\n
\"Solidinvest\"
Solidinvest<\/span><\/td>\n 		1.40%<\/td>\n – Higher fees than most
\n – Good choice of investing funds & strategies
\n – Strong research team backing<\/span><\/td>\n 		Average
\n <\/span>\n <\/span>\n <\/td>\n
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