This page is also available in:
Deutsch
Roboadvisors are a great way to easily get started with investing, without having to be too ‘hands on’ with managing your portfolio. There are a wealth of options for German residents, but it can be quite daunting to know where to start.
I’ve gone through the top German paltforms and listed them below, and given my personal comment & rating to help you through the process.
The majority of those below have very low account opening EUR requirements and have fast digital customer onboarding – so it’s easy to get started, and test out which platform is best for you.
| Platform | Fees from | Comments | Rating | Get Started |
 Whitebox |
0.35% | – Regular promotions, view website for latest. – Low account opening and free welcome bonuses – Simple account opening |
Top Pick |
|
 Quirion |
0.48% | – Regular promotions, view website for latest. – Low account opening plans (25 EUR) – Fast customer onbarding |
Top Pick |
|
 Evergreen |
0.59% | – Ongoing promtions throughout the year – Fees include product costs – Options for family, kids & company accounts |
Top Pick |
|
 Visualvest |
0.60% | – Promotions over €50 savings – Strong sustainable investing focus – Great user interface |
Excellent |
|
 Raisin.invest |
0.33% | – Great value for money – Fast and simple onboarding – Flexible portfolio management with ETF config |
Excellent |
|
 Growney |
0.38% | – Free investing for 3 mths – Low account opening of just €25 – Award winning platform |
Excellent |
|
 Liqid |
0.50% | – Good value for money – Very simple and good for beginners |
Excellent |
|
 Oskar |
0.80% | – Low account opening – Able to invest in sustainable ESG funds – Options for kids acconts |
Very Good |
|
 Ginmon |
0.75% | – Invest for free with latest promotions – €0 account opening – Good support around tax optimisation |
Very Good |
|
 Fintego |
0.40% | – Higher first time deposit than most – Simple fee breakdown – Easy to use |
Very Good |
|
 Easyfolio |
0.75% | – Very simple and clear to use – Very low commitment (from 10 EUR) – Transparent |
Very Good |
|
 VTB |
0.60% | – Flexibile fees based on investment amount – Starts from 500 EUR – Established mainstream bank |
Very Good |
|
 Minveo |
1.00% | – Low account opening – Very fast customer onboarding – Great choice of investing plans |
One to watch |
|
 Openbank |
0.79% | – Regular promotions to save costs – Starts from 500 EUR – Good options for sustainable investing |
One to watch |
|
 Bevestor |
0.80% | – Low account opening of 25 EUR – Long track record and established partners – Good selection of funds |
One to watch |
|
 Comdirect |
0.95% | – Welcome bonus offered – Higher first time deposit than most – Huge choice of investing options |
Good |
|
 Scalable Capital |
0.75% | – Innovative tech platform – Options for sustainabilty funds – Over 44 investing strategies |
Good |
|
 Gerd Kommer Capital |
0.70% | – Higher first time deposit than most – Simple all in fee – Good portfolio choices |
Good |
|
 My-si |
0.79% | – Portion of fees go towards charity – Good value – Simple account opening process |
Good |
|
 Smavesto |
1.00% | – Very simple cusotmer onboarding – High tech focus on investing using AI – Good choice of investing plans |
Good |
|
 Solidinvest |
1.40% | – Higher fees than most – Good choice of investing funds & strategies – Strong research team backing |
Average |