Roboadvisor Comparision

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Roboadvisors are a great way to easily get started with investing, without having to be too ‘hands on’ with managing your portfolio. There are a wealth of options for German residents, but it can be quite daunting to know where to start.

I’ve gone through the top German paltforms and listed them below, and given my personal comment & rating to help you through the process.

The majority of those below have very low account opening EUR requirements and have fast digital customer onboarding – so it’s easy to get started, and test out which platform is best for you.

Platform Fees from Comments Rating Get Started
Whitebox
Whitebox
0.35% – Regular promotions, view website for latest.
– Low account opening and free welcome bonuses
– Simple account opening
Top Pick
Quirion
Quirion
0.48% – Regular promotions, view website for latest.
– Low account opening plans (25 EUR)
– Fast customer onbarding
Top Pick
Evergreen
Evergreen
0.59% – Ongoing promtions throughout the year
– Fees include product costs
– Options for family, kids & company accounts
Top Pick
Visualvest
Visualvest
0.60% – Promotions over €50 savings
– Strong sustainable investing focus
– Great user interface
Excellent
Raisin.invest
Raisin.invest
0.33% – Great value for money
– Fast and simple onboarding
– Flexible portfolio management with ETF config
Excellent
Growney
Growney
0.38% – Free investing for 3 mths
– Low account opening of just €25
– Award winning platform
Excellent
Liqid
Liqid
0.50% – Good value for money
– Very simple and good for beginners
Excellent
Oskar
Oskar
0.80% – Low account opening
– Able to invest in sustainable ESG funds
– Options for kids acconts
Very Good
Ginmon
Ginmon
0.75% – Invest for free with latest promotions
– €0 account opening
– Good support around tax optimisation
Very Good
Fintego
Fintego
0.40% – Higher first time deposit than most
– Simple fee breakdown
– Easy to use
Very Good
Easyfolio
Easyfolio
0.75% – Very simple and clear to use
– Very low commitment (from 10 EUR)
– Transparent
Very Good
VTB
VTB
0.60% – Flexibile fees based on investment amount
– Starts from 500 EUR
– Established mainstream bank
Very Good
Minveo
Minveo
1.00% – Low account opening
– Very fast customer onboarding
– Great choice of investing plans
One to watch
Openbank
Openbank
0.79% – Regular promotions to save costs
– Starts from 500 EUR
– Good options for sustainable investing
One to watch
Bevestor
Bevestor
0.80% – Low account opening of 25 EUR
– Long track record and established partners
– Good selection of funds
One to watch
Comdirect
Comdirect
0.95% – Welcome bonus offered
– Higher first time deposit than most
– Huge choice of investing options
Good
Scalable Capital
Scalable Capital
0.75% – Innovative tech platform
– Options for sustainabilty funds
– Over 44 investing strategies
Good
Gerd Kommer Capital
Gerd Kommer Capital
0.70% – Higher first time deposit than most
– Simple all in fee
– Good portfolio choices
Good
My-si
My-si
0.79% – Portion of fees go towards charity
– Good value
– Simple account opening process
Good
Smavesto
Smavesto
1.00% – Very simple cusotmer onboarding
– High tech focus on investing using AI
– Good choice of investing plans
Good
Solidinvest
Solidinvest
1.40% – Higher fees than most
– Good choice of investing funds & strategies
– Strong research team backing
Average